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Mobile QR code payment card

The principle of QR code payment in mobile payment is to connect the micro POS with QR code payment functions such as WeChat payment or Alipay payment。


     Micro POS usually adds support for QR code payment on the basis of the original UnionPay credit card payment and serves as its product highlight。 The applicability and practical performance of Palm POS in various industries have been greatly enhanced。


     QR code payment is a new generation wireless payment solution based on the account system。 Under this payment scheme, merchants can compile transaction information such as account numbers and commodity prices into a two-dimensional code, and print and publish them on various newspapers, magazines, advertisements, books and other carriers。


     The user scans the QR code through the mobile client to realize payment settlement with the merchant's Alipay account. Finally, according to the user's receipt and contact information in the payment transaction information, the merchant can distribute the goods and complete the transaction.

Two-dimensional code payment sounds like a very new technology。 In fact, this is similar to the mobile phone report, not a novel technology。 As early as the 1990s, two-dimensional code payment technology has been formed。 Among them, South Korea and Japan are countries that use two-dimensional code payment earlier。 The two-dimensional code payment technology in Japan and South Korea has been popularized by more than 95%, but it has only just emerged in China。 。


  The rise of two-dimensional code payment methods in China is not accidental. The background is mainly related to the rapid development of my country's IT technology and the rapid advancement of e-commerce. The maturity of IT technology has promoted the birth of smart phones, tablet computers and other mobile terminals, which makes people's mobile life more colorful. At the same time, domestic e-commerce is also closely related to "mobile", especially the development of O2O. With a large number of mobile devices and a large amount of mobile consumption, payment costs become particularly critical. Therefore, the QR code payment solution came into being.


云南快乐十分   At the end of 2010, QR codes and related technologies were widely circulated on the Internet, marking the beginning of widespread domestic QR codes. There must be a reason for the popularity of any thing, as is QR code payment. Two-dimensional code payment has the following characteristics: ① mature technology, ② simple to use, ③: fast payment, ④ low cost.


  Although the concept of two-dimensional code payment has a long history, due to the construction of a complete industrial chain and the cost of hardware transformation, many wireless payment models such as NFC have not been widely used so far. This has also led to the limitation of domestic QR code applications. In the absence of a mature payment solution support background, domestic QR code applications can only stay at the information application level of discounts and price comparisons, but they cannot penetrate the capital chain to complete settlement, which greatly inhibits the application scale of QR codes.


  In regions such as Japan and South Korea equipped with mature QR code payment support, the popularity of QR code application has reached more than 96%. TESCO (Tesco), one of the world's three largest retailers, is building virtual shopping malls in subways and bus stations in South Korea. Users can pay by QR code, which has become a trend.


  In fact, domestic e-commerce has begun to test this offline virtual mall model. Previously, the No. 1 store added a virtual store using QR codes in the advertising window of the Beijing subway. However, in view of the lack of a QR code payment method, the No. 1 store can only pay by cash on delivery.


   According to reports, one of the goals of the QR code payment solution brewed by Alipay is this offline virtual mall model。 "Alipay hopes to extend its business from online to offline through QR code payment, and even create an offline virtual market in China。

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